Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your information.

Last updated: July 7, 2025

1. Information We Collect

Personal Information

When you use ClaimWise, we may collect the following types of personal information:

  • Account Information: Name, email address, password, and profile preferences
  • Contact Information: Phone number, mailing address when provided
  • Payment Information: Billing details processed securely through third-party payment processors
  • Communication Data: Messages, support tickets, and feedback you send us

Insurance and Claim Information

  • Policy Documents: Insurance policies, warranty documents you upload
  • Claim Data: Information about your claims, including photos, receipts, and documentation
  • Property Information: Details about your home or property relevant to claims

Technical Information

  • Usage Data: How you interact with our platform, features used, time spent
  • Device Information: Browser type, operating system, IP address
  • Cookies: Session data and preferences (see our Cookie Policy below)

2. How We Use Your Information

Primary Services

  • Analyze your insurance policies and provide coverage insights
  • Generate claim templates and documentation
  • Organize and categorize your evidence and documents
  • Provide AI-powered assistance and recommendations

Platform Operations

  • Create and manage your account
  • Process payments and billing
  • Provide customer support
  • Send important service updates and notifications

Improvement and Analytics

  • Analyze usage patterns to improve our services
  • Develop new features and functionality
  • Ensure platform security and prevent fraud

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information.

We may share your information only in these limited circumstances:

Service Providers

We work with trusted third-party service providers who help us operate our platform:

  • Cloud hosting and data storage providers
  • Payment processing companies
  • Analytics and monitoring services
  • Customer support tools

These providers are contractually bound to protect your information and use it only for specified purposes.

Legal Requirements

We may disclose your information if required by law or if we believe it's necessary to:

  • Comply with legal processes or government requests
  • Protect our rights, property, or safety
  • Protect the rights, property, or safety of our users
  • Prevent fraud or illegal activities

Business Transfers

If ClaimWise is acquired by or merged with another company, your information may be transferred as part of that transaction. We'll notify you of any such change.

4. Data Security

We implement robust security measures to protect your information:

  • Encryption: All data is encrypted in transit and at rest using industry-standard protocols
  • Access Controls: Strict employee access controls and regular security training
  • Infrastructure: Secure cloud infrastructure with regular security assessments
  • Monitoring: Continuous monitoring for security threats and vulnerabilities

However, no internet transmission is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Data Retention

We retain your information for as long as:

  • Your account is active
  • Necessary to provide our services
  • Required by law or for legitimate business purposes

You can request deletion of your account and associated data at any time. Some information may be retained for legal or security purposes as required by law.

6. Your Rights and Choices

Account Management

  • Access: View and update your personal information
  • Correction: Request correction of inaccurate information
  • Deletion: Request deletion of your account and data
  • Export: Download your data in a portable format

Communication Preferences

  • Opt out of marketing emails (service emails will continue)
  • Adjust notification preferences in your account settings

Cookies

You can control cookies through your browser settings, though this may affect platform functionality.

7. Children's Privacy

ClaimWise is not intended for use by children under 13. We do not knowingly collect personal information from children under 13. If we become aware of such collection, we will delete the information immediately.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information during such transfers.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We'll notify you of material changes via:

  • Email notification to your registered address
  • Prominent notice on our website
  • In-app notifications

Your continued use of ClaimWise after changes become effective constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Privacy Questions

Email: privacy@theclaimwise.com

We'll respond to privacy inquiries within 30 days.